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The materials available at this website are for informational purposes only, and not for the purpose of providing legal, financial, tax, accounting, or medical advice. You should contact your attorney, financial planner, tax adviser, accountant, or physician to obtain advice with respect to any particular issue or problem. Use of and access to this website/blog or any of the links contained within the site do not create an attorney-client, doctor-patient, or any other fiduciary relationship between the author or owner of the site and the user, visitor, or browser. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of owner of this site.

Earnings Disclaimer: For financial products, no guarantees are expressed or implied regarding your own results with the strategies mentioned. You may not achieve the same (or any) results by following the information on this website and the software featured on this page. All business endeavors involve risk. Some individuals are more able to profit from internet marketing than others due to business abilities and communication skills. Others may find it somewhat difficult or impossible. No guarantees are made as to whether you will see any results, regardless of the author’s own experience with these procedures and strategies.

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FTC and Affiliate Notices:

Beginning December 1, 2009, the Federal Trade Commission (FTC) began enforcing new rules regarding transparency in advertising relations between product endorsers, advertisers, affiliate marketers, product reviewers, bloggers, celebrities, and other marketers, and the general public.

Opinions on this blog or website are my own. No one else is responsible for the content. I have not received any compensation for writing this post, article, review, or other content, and I have no material connection to the brands or products mentioned, except as noted below.

I do not accept free products from manufacturers or advertisers or free books from writers and publishers in exchange for a review. All of the product reviews on this blog are influenced solely by the performance of the product itself. I do not receive any kind of monetary compensation for my content or reviews including cash or free products.

AFFILIATE NOTICE:

I maintain an affiliate/publisher/republisher relationship with hundreds of companies. This page may contain affiliate links to one or more of these companies. An affiliate link is a special URL to the affiliate merchant which lets him know you reached his site/sales page through my recommendation, text link, or banner ad.

In many cases I do not personally review products but pass on news I have discovered from research. I often quote from other sources of information or from the manufacturer/product owner’s site. Any product features, statistics, quotes or other representation about a product or service should be verified with the manufacturer or distributor.

On occasion, I may write or blog about a product or service and include an affiliate link. If you purchase a product via our affiliate link, I may receive a commission for referring you. In fact, that is the whole purpose of the affiliate link.

This site may contain in-context textual ads or banner ads, such as from Google or Kontera, over which I have no control over the content. I may or may not have an affiliate/business relationship with the companies advertising on those services. If you click on one of these links, I hope to be paid a small sum for sending you to that merchant’s site. Otherwise, I would have no reason to give Google and others space on my website.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. We cannot control the activities of other advertisers or web sites.

Unless otherwise stated, the website guest or visitor should assume that any link to a third-party vendor is a paid link, and that the author or website owner may receive compensation for that link.

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